Details for APN: R046841/62713 & R046842/62714 & R046843/62715 Deed of Trust Instrument

APN: R046841/62713 & R046842/62714 & R046843/62715 Deed of Trust Instrument No.: 3321061Grantor: NICOLE L HART, AND MICHAEL L GRAY, WIFE AND HUSBAND AS JOINT TENANTSGrantee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA'S WHOLESALE LENDER, ITS SUCCESSORS AND ASSIGNSTS No: 17-46095 NOTICE OF TRUSTEE'S SALETHIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.You have only 20 DAYS from the recording date of this notice to pursue mediation.DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.SEEKING ASSISTANCE - Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663)Web site: http:/www.dfi.wa.gov/consumers/homeownership/The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287Web site: http://portal.hud.gov/hudportal/HUDThe statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneysTelephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/I.NOTICE IS HEREBY GIVEN that the undersigned Trustee, North Star Trustee, LLC will on 10/13/2017, at 11:00 AM at main entrance Cowlitz County Administration Building, 207 4th Ave N, Kelso, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Cowlitz, State of Washington, to-wit:BEGINNING AT A POINT WHICH IS WEST 1131.9 FEET FROM THE MOST EASTERLY SOUTHEASTERN CORNER OF THE ABEL OSTRANDER DONATION LAND CLAIM IN SECTIONS 11 AND 12, TOWNSHIP 8 NORTH, RANGE 2 WEST OF THE WILLAMETTE MERIDIAN;THENCE NORTH 011' EAST A DISTANCE OF 72.6 FEET;THENCE SOUTH 8949' EAST A DISTANCE OF 119 FEET;THENCE SOUTH 4706' WEST A DISTANCE OF 106.15 FEET;THENCE WEST A DISTANCE OF 41.1 FEET, MORE OR LESS, TO THE PLACE OF BEGINNING.AND THAT PORTION OF THE ABEL OSTRANDER DONATION LAND CLAIM DESCRIBED AS FOLLOWS:BEGINNING AT A POINT 1131.9 FEET WEST AND NORTH 011' WEST 72.6 FEET FROM THE MOST EASTERLY SOUTHEAST CORNER OF ABEL OSTRANDER DONATION LAND CLAIM IN SECTIONS 11 AND 12, TOWNSHIP 8 NORTH, RANGE 2 WEST OF THE WILLAMETTE MERIDIAN;THENCE NORTH 011' WEST A DISTANCE OF 93 FEET;THENCE NORTH 8949' EAST A DISTANCE OF 150 FEET;THENCE SOUTH 011' WEST A DISTANCE OF 43 FEET;THENCE SOUTH 3137' WEST A DISTANCE OF 58.8 FEET;THENCE SOUTH 8949' WEST A DISTANCE OF 119 FEET TO THE POINT OF BEGINNING.SITUATE IN THE COUNTY OF COWLITZ, STATE OF WASHINGTON.Commonly known as: 106 RED ROW RDKELSO, WASHINGTON 98626which is subject to that certain Deed of Trust dated 12/19/2006, recorded 12/20/2006, under Auditor's File No. 3321061, records of Cowlitz County, Washington, from NICOLE L HART, AND MICHAEL L GRAY, WIFE AND HUSBAND AS JOINT TENANTS, as Grantor(s), to LANDSAFE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA'S WHOLESALE LENDER, ITS SUCCESSORS AND ASSIGNS. The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2007-1 is the holder of the Promissory Note and current Beneficiary of the Deed of Trust.II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.III. The default(s) for which this foreclosure is made is/are as follows:Failure to pay when due the following amounts which are now in arrears:PAYMENT INFORMATIONTotal Monthly Payments Due: TOTALMay 1, 2016 - June 1, 2017 $16,624.20Corporate Advances: $1,400.92Negative Escrow Balance: $148.57Legal Fees: $571.84Suspense: ($328.00)LATE CHARGE INFORMATIONTOTAL LATE CHARGES. TOTAL $135.36PROMISSORY NOTE INFORMATIONNote Dated: 12/19/2006Note Amount: $127,200.00Interest Paid To: 4/1/2016Next Due Date: 5/1/2016IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $256,293.16, together with interest as provided in the note or other instrument secured from the 4/1/2016, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 10/13/2017. The default(s) referred to in Paragraph III must be cured by 10/2/2017, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/2/2017 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/2/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:NAME ADDRESSMICHAEL L GRAY 106 RED ROW RDKELSO, WASHINGTON 98626MICHAEL L GRAY 902 KILTIE PLKELSO, WASHINGTON 98626MICHAEL L GRAY 911 ALLEN DRKELSO, WASHINGTON 98626NICOLE L HART 106 RED ROW RDKELSO, WASHINGTON 98626NICOLE L HART 902 KILTIE PLKELSO, WASHINGTON 98626NICOLE L HART 911 ALLEN DRKELSO, WASHINGTON 98626by both first class and certified mail on 4/25/2017, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.DATED: 6-8-17North Star Trustee, LLC, as TrusteeLisa Hackney, Vice President of Trustee OperationsAddress for service:North Star Trustee, LLC 6100 219th ST SW, Suite 480Mountlake Terrace, Washington 98043Phone No: (206) 866-5345Beneficiary / Servicer Phone: (800)315-4757STATE OF WASHINGTON))ss.COUNTY OF SNOHOMISH)I certify that I know or have satisfactory evidence that Lisa Hackney is the person who appeared before me, and said person acknowledged that (he/she) signed this instrument, on oath stated that (he/she) was authorized to execute the instrument and acknowledged it as the Vice President of Trustee Operations of North Star Trustee, LLC to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. EPP 22567 9/8, 9/29/17Dated: 6-8-17Kellie Barnes NOTARY PUBLIC in and for the State of Washington, residing at Lynnwood, WAMy commission expires 3/18/2020Publish: Sepember 8, 29, 2017

207 4th Ave, Kelso,

Categories

You may be interested in

Welcome to the discussion.

!!!CHANGES TO ONLINE COMMENTS — PLEASE READ BEFORE POSTING!!!
Effective immediately, all comments will display the user's FIRST AND LAST NAME rather than a screen name. Anyone with an existing account that did not provide a first and last name when registering will be required to update their profile before submitting a comment. AGAIN - YOUR ACCOUNT MUST INCLUDE A FIRST AND LAST NAME!

Keep it Clean. NO obscene, vulgar, lewd, racist or sexually-oriented language.
PLEASE TURN OFF YOUR CAPS LOCK.
Don't Threaten. Threats of harming another person will not be tolerated.
Be Truthful. Don't knowingly lie about anyone or anything.
Be Nice. No racism, sexism or any sort of -ism that is degrading to another person. Comments that include verbal attacks of another commenter will not be posted.
Be Proactive. Use the 'Report' link on each comment to let us know of abusive posts.
Share with Us. We'd love to hear eyewitness accounts, the history behind an article.